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Mike Chan
(Swin Solutions)
Privacy Policy

Swin takes your privacy seriously. Please read the following to learn more about our privacy policy.

WHAT THIS PRIVACY POLICY COVERS

* This policy covers how Swin treats personal information that Swin collects and receives, including information related to your past use of Swin products and services.

* Personal information is information about you that is personally identifiable (such as your name, address, email address, or phone number), and that is not otherwise publicly available.

* This policy does not apply to the practices of companies that Swin does not own or control, or to persons that Swin does not employ.

INFORMATION COLLECTION AND USE

General

* Swin collects personal information when you register with
Swin, when you use Swin products or services, when you visit Swin pages or the pages of certain Swin partners, and when you enter promotions or sweepstakes. Swin may combine
information about you that we already have with information we obtain from business partners or other companies.

* When you register, we ask for certain information, such as your name, email address, birth date, gender, zip code, occupation, industry, and personal interests. For some financial products and services we may also ask for your home or business address, Tax I.D. number or Social Security number, and information about your financial condition. Once you register with Swin and sign in to our services, you are not anonymous to us.

* Swin collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.

* Swin automatically receives and records information on our server logs from your browser, including your IP address, Swin cookie information, and the web pages you request.

* Swin uses information for the following general purposes: to
customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

INFORMATION SHARING AND DISCLOSURE

* Swin does not rent, sell, or share personal information about you with other people or nonaffiliated companies, except to provide products or services you have requested, when we have your permission, or under the following circumstances:

o If we provide the information to trusted partners who work on behalf of or with Swin under confidentiality agreements. These companies may use your personal information to help Swin communicate with you about offers from Swin and our marketing partners. However, these companies do not have any independent right to share this information.

o If we have a parent's permission to share the information if the user is a child under age 13. Parents have the option of allowing Swin to collect and use their child's information without consenting to Swin sharing of this information with people and companies who may use this information for their own purposes;

o If we respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims;

o If we believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Swin's terms of use, or as otherwise required by law.

o If we transfer information about you if Swin is acquired by or merged with another company. In this event, Swin will notify you before information about you is transferred and becomes subject to a different privacy policy.

* Swin displays targeted advertisements based on personal
information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click on targeted ads meet the targeting criteria (for example, women ages 18-24 from a particular geographic area).

o Swin does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or
viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.

o Swin advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).

COOKIES

* Swin may set and access Swin cookies on your computer.

* Swin lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to Swin's cookies.

YOUR ABILITY TO EDIT AND DELETE YOUR ACCOUNT INFORMATION AND PREFERENCES

General

* You can edit your Swin Account Information at any time.

* We reserve the right to send you certain communications relating to the Swin service, such as service announcements, administrative messages and the Swin Newsletter, that are considered part of your Swin account, without offering you the opportunity to opt-out of receiving them.

* You can delete your Swin account by visiting our Account Deletion page.

CONFIDENTIALITY AND SECURITY

* We limit access to personal information about you to employees who we believe reasonably need access to that information in order to provide products or services to you or in order to do their jobs.

* We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.

 
 
 
 
   
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